powered by
(469) 658-8788

This is your window of opportunity

When the view gets clearer, the future gets closer. Refinancing can lower monthly payments, cash for home improvements or investments, or a faster path to pay off your mortgage.
Start my pre-approval
Apply Now
powered by Edge Home Finance

Why Refi with Keyway?

Get more than a loan. Get the freedom to move closer to your goals and the power to plan for what’s next.
We plan beyond rates
Find a loan that aligns with your long-term goals, not just today’s numbers.
We fast-track results
Save time, lower stress, and move forward confidently with clear, easy refinancing.
We protect your equity
Tap into your home’s value while protecting what you’ve worked hard to build.
We focus on savings
Keep more of your money and build lasting financial strength with the right loan fit.

Make Your Mortgage Work Harder

Whether you want to free up cash, save more, or own your home sooner, we’ll help you get there.
Take cash out of your home
Use your home equity to renovate, pay off debt, or invest in your future.
Lower your monthly payment
Free up cash for savings, college, retirement, or everyday needs.
Pay off your loan faster
Choose a shorter loan term to build equity quicker and own your home sooner.
Schedule a call
Get started now

Opening Doors to New Beginnings

Keyway will work hard for you and get things done...fast. I would give them more than five stars if I could. Evelyn is the BEST!!!
Kim
VA Home Buyer
Evelyn is just a phone call away and knowledgeable. Always very organized and kept a positive attitude.
Frank A.
First-time Home Buyer
Absolutely loved working with Evelyn! Even when I doubted myself, she was positive and didn’t give up.
Marshala B.
First-time Home Buyer
Evelyn is so knowledgeable & was able to help my mother get an outstanding loan for her home.
Peter B.
Mother's Home Refinanced
Evelyn was amazing throughout our entire process! She was always a phone call a way. We highly recommend her services.
SuperMommy89
VA Home Buyer
Evelyn went above and beyond to help me get the loan I needed. The best lender you can ever work with!
Knowledge R.
First-time Home Buyer
Evelyn Morgan found me the best possible rate for my mortgage and explained everything to me.
Brenda H.
Self-employed Home Buyer
Had it not been for Evelyn we would have definitely run away but we didnt' and we love our new home.
Michael S.
First-time Home Buyer

Your Refinance Questions, Answered

We make refinancing clear, simple, and tailored to your goals at every step.

Many loans close in as little as 30 days, depending on your loan type.

Yes. You can choose to refinance into a shorter term to stay on track or pay off faster.

We’ll help you understand your equity position and find the best refinance options based on today’s value.

Absolutely. Cash-out refinancing lets you use your home equity for renovations, debt payoff, or investing.

It can, especially if you qualify for a lower interest rate or change your loan term (how long you’ll pay off your mortgage).

Not necessarily. We work with a range of credit scores and can help you find competitive options.

We offer fast approvals, cash-out flexibility, and custom strategies to help you save, invest, or pay off your mortgage smarter.

Tools to Help You Buy Smarter

Get the insights you need before, during, and after your mortgage.
Refinance calculator
Estimate new monthly payment and savings in seconds.
Refinance quiz
Figure out the right refinance loan for your needs.
See today's rates
Check out the latest refinance rates to find the best fit.

Refinance Smarter, Not Harder

Chat with us
Schedule a call
Unlock the better way to buy, own, and invest.
Powered by
Resources
Buy a Home Refinance Loan Options Rates Mortgage Calculator Refinance Calculator
Company
About Us Schedule a Call Contact Us
Legal Info
Terms of Service Privacy Policy
© 2025 Keyway Lending, LLC. All rights reserved.
Keyway Lending, LLC is an independent mortgage broker operating under the license and supervision of Edge Home Finance Corporation, NMLS #891464. All loans are arranged through Edge Home Finance Corporation, a licensed mortgage broker. Keyway Lending is not a direct lender. 

This is not a commitment to lend. All loans are subject to credit approval, underwriting, and property appraisal. Terms and conditions are subject to change without notice. Not all applicants will qualify.

Edge Home Finance Corporation is an Equal Housing Lender. We do not discriminate based on race, color, religion, national origin, sex, marital status, age, handicap, familial status, or source of income, in accordance with the Equal Credit Opportunity Act and Fair Housing Act.
NMLS Consumer Access
¹Closing times may vary based on individual loan and borrower circumstances. Not all loans will qualify for 7-day closings. Additional conditions or restrictions may apply.

²Rate lock and commitment letter subject to underwriting approval and may vary by loan program, borrower eligibility, and documentation provided.

³One-day commitment timing is dependent on receipt of all required documentation and may not be available in all cases.

⁴Calculations are estimates only and do not constitute a loan offer or rate quote. Actual rates and payments may vary. Please contact us for a personalized estimate.

⁵Loan program availability and terms vary by lender, borrower eligibility, loan type, and property location. Not all applicants will qualify. VA, FHA, USDA, and 203(k) loans are subject to federal guidelines and specific eligibility requirements. Reverse mortgages are available to homeowners age 62 and older and may affect home equity and heirs’ inheritance. Consult with a licensed loan officer for full program details.