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Refinance calculator

See the full picture of your new monthly payment—whether you’re lowering your rate, changing your term, or both. Our refinance calculator breaks it all down for you.
Refinance Calculator

Loan Information

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Taxes and Insurance

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Monthly payment breakdown

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© 2025 Keyway Lending, LLC. All rights reserved.
Keyway Lending, LLC is an independent mortgage broker operating under the license and supervision of Edge Home Finance Corporation, NMLS #891464. All loans are arranged through Edge Home Finance Corporation, a licensed mortgage broker. Keyway Lending is not a direct lender. 

This is not a commitment to lend. All loans are subject to credit approval, underwriting, and property appraisal. Terms and conditions are subject to change without notice. Not all applicants will qualify.

Edge Home Finance Corporation is an Equal Housing Lender. We do not discriminate based on race, color, religion, national origin, sex, marital status, age, handicap, familial status, or source of income, in accordance with the Equal Credit Opportunity Act and Fair Housing Act.
NMLS Consumer Access
¹Closing times may vary based on individual loan and borrower circumstances. Not all loans will qualify for 7-day closings. Additional conditions or restrictions may apply.

²Rate lock and commitment letter subject to underwriting approval and may vary by loan program, borrower eligibility, and documentation provided.

³One-day commitment timing is dependent on receipt of all required documentation and may not be available in all cases.

⁴Calculations are estimates only and do not constitute a loan offer or rate quote. Actual rates and payments may vary. Please contact us for a personalized estimate.

⁵Loan program availability and terms vary by lender, borrower eligibility, loan type, and property location. Not all applicants will qualify. VA, FHA, USDA, and 203(k) loans are subject to federal guidelines and specific eligibility requirements. Reverse mortgages are available to homeowners age 62 and older and may affect home equity and heirs’ inheritance. Consult with a licensed loan officer for full program details.